Comma pricing and credits explained
Comma is a personal agent built around Tasks. Its pricing page lists three plans and explains credits in a FAQ. This guide restates it with attribution. We have not used Comma. Estimates such as task counts are Comma's, not ours, and the page says actual usage varies. See the Comma record.
The three plans
| Plan | Price shown | What the page lists |
|---|---|---|
| Value | $0 a month | Unlimited chat. Bring your own key for advanced models. |
| Pro | $80 a month, shown as billed yearly | Unlimited chat and about 300 to 600 agentic tasks a month (Comma's estimate). |
| Enterprise | Custom | Credits and billing set with you. |
Every plan includes, per Comma, every model in Comma, a cloud computer for each Workspace, the Mac app, web app, Telegram and WeChat, plugins, MCP servers and Skills, and Routines, Drive and the meeting recorder. The page does not show a price for paying monthly instead of yearly, so confirm at checkout.
How credits work, per the FAQ
- 1 million credits equal US$1 of usage. A model call costs that model's published API price.
- On a new Workspace the cloud computer uses about 74,000 credits for each hour it runs. It is billed by the second and shuts down about 5 minutes after its last work.
- Model calls through your own API key, or your ChatGPT or Claude plan, use no credits. The cloud computer still does, as does anything running on Comma's own models.
- Comma says it never bills you past zero. When the balance is empty, the next message waits on an "Out of usage credits" card until you add credits or change plans.
- Plan credits last one month and do not roll over. A credit pack lasts until the end of the calendar month you buy it in (UTC).
- Annual billing means one payment a year, but credits still arrive monthly.
At the stated rate, the cloud computer alone is about 7.4 cents an hour while running (74,000 credits at 1M per dollar). That is our arithmetic from Comma's figures, before any model costs.
Changing or cancelling
- You can change tiers mid-period in Settings, Usage and billing. Upgrades apply after payment and downgrades at the next paid renewal. Monthly and annual plans cannot switch between periods.
- Cancel renewal in the same place. The plan runs to the end of the paid period and its credits stay usable until they expire.
What to check before paying
- Whether $80 is the monthly or the annual-equivalent figure for your billing choice.
- How many of your tasks need advanced models, since those spend credits at API prices unless you bring your own key.
- Whether the free Value plan with your own key covers your use first.
Comma's own documentation is still being written, according to its docs page, so the pricing page is the main source. Compare with Fo by Wajo vs Comma, Lucas explained and the free AI agents guide.
Sources: Comma pricing, Comma home page. Spot a change? Tell us.